Santander Consumer Bank is part of Europe's largest financial group. We offer a position in an exciting and challenging environment with good and skilled colleagues. This is a job that gives you a good opportunity for professional and personal development in a dynamic company. The role can be based in any of our four Nordic locations, with continuous interaction and collaboration across the region and our colleagues in HQ Spain.
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Responsibilities
As the Leader of the Residual Value and Collateral Risk Team, you will be together with your team responsible for managing and controlling the risks related to residual values and collateral across the four Nordic countries where SCB operates.
In order to succeed in this role, you must have a sound understanding of the Nordic auto markets and understand the drivers impacting vehicle values. You are responsible for setting up and developing valuation services that are used for both residual value setting/forecasting and collateral evaluation. It is therefore important that you also understand statistical models and analytical techniques can be utilized.
You need to have a genuine interest in this specific area and a drive to develop our processes and products further, by exploring new ways of working and supporting the development of new statistical methods. Being responsible for the continuous development of relevant processes and the analytics behind setting residual values/evaluate collateral, you need to understand how vehicle specific features, auto industry trends, the macro environment, and other factors impact vehicle values.
As responsible for the residual value and collateral risks, your team will be closely working with other relevant functions, supporting the business to grow, whist securing robust processes and ensuring that the risks taken are in line with the risk appetite of the Bank.
You will be responsible for building up and leading a team that supports all four Nordics markets. The team is new and with this, you will have the opportunity to impact both the team set-up and the way of working. The markets where SCB operates are continuously evolving and with this, also this specific role requires focus on continuous optimization and development of the relevant processes.
Within the organization, you are included in the Auto Retail Risk team, working closely with colleagues responsible for managing and controlling the credit risks across the Nordics. As responsible for this area, you will also be collaborating with your counterparts at Santander Consumer Finance HQ.
Since many of our tasks involve other departments excellent communication and personal skills are needed and a proactive attitude is an advantage.
We offer a job with a lot of variety and where cooperation is key to success. The tasks vary often, and you must be ready for an “unplanned” day. As the work covers four countries, some travelling is to be expected.
What do we offer?
- We offer an exciting job, in a large, ambitious, international company with an entrepreneurial spirit and agitated mindset.
- A dynamic and informal corporate culture with a focus on delivering good and efficient solutions in a competitive market
- An exciting work environment with competent, dedicated and great colleagues
- A perfect balance between your personal and professional life means a lot to us. We believe in the whole person.
- A competitive pay and compensation package
What is required of you to succeed:
- Min. 5 years of relevant experience in residual value risk or asset management
- Knowledge of the auto industry and vehicle leasing
- Proven management and leadership skills
- Strong communication skills both verbally and in written English
- Advanced level of MS Office
- Understanding of how statistical tools and methods can be utilized in the relevant areas
- Previous experience for driving change
Personal characteristics:
- Trustworthy, self-confident, committed, and reliable
- Proactive and result oriented mindset
- Highly motivated, assertive, and strong driver
- Highly analytical mind-set
- Strong interpersonal and communication skills
- Highly structured and process oriented
- Team player with the ability to also work independently
Are you curious to know more?
Do not hesitate to contact our recruitment partner MeyerHaugen AS for an informal chat about the role, Øystein Gjuvsland, Manager, by email oystein@meyerhaugen.no or phone + 47 991 10 955.